It can be challenging to see the difference that small, daily changes can make. One place to watch - spending habits. Even a small tweak to your wallet can create a ripple effect.
When I realized that I needed to spend less on books, I got a library card. Not only did I save money, but I ended up reading more!
Today, select one item to avoid purchasing this month – skip the morning muffin, put the books you want to buy on a wish list, stay away from the shoe store. Each time you shun a purchase, put the money aside (or track the approximate amount).
Will this money go into a bank account, toward a vacation, or for an item that could improve your or someone else’s life? You want to track this number in some way so you don’t feel deprived of this former treat but can instead focus on the benefit of diverting this money to another use.
My "item" for the month is to avoid convenience store snacks (a bag of chips, a candy bar, etc.) - feel free to check in on my progress!