June 18 - Notice Where You Could Spend Less Money

Make a list of 5-10 things you want to spend less money on. Be specific. For example, “groceries” is a general category. “Breakfast cereal” or “soda” are specific items.

Next, brainstorm ways that you could spend less money on these items. Maybe you decide not to buy the item for a week and see if you miss it. Maybe you decide that you’ll only buy the item if it’s on sale or if you have a coupon. Maybe you’ll cut your regular purchase in half.

Experiment with different techniques. Deciding to stop buying an item may work for one thing but not another. Don’t feel that you have to use a solitary technique for saving money on different types of items.